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Personal Trainer Insurance in Marshfield and Strafford, MO

Many professions require specialized forms of insurance, and as a personal trainer, your career comes with a certain degree of professional liability that others may not experience.

Being a personal trainer is a rewarding career, but it can lead to increased insurance risks because there are many ways for your clients to get hurt, and you can't watch everybody at every moment. On any given day, you might have people who push themselves harder than they should, ignore the warning signs that their bodies provide, or refuse to take the advice you’ve given them. Many of these problems aren't your fault, especially if you keep clients informed of best health practices without exceeding the scope of your responsibilities. However, aggressive clients may still sue for negligence if they injure themselves under your supervision.

Personal trainer insurance can act as a buffer between you and the claims that injured parties may make. Theobald Insurance Group agents can help you keep important aspects of your career and this coverage in mind when considering insurance as a personal trainer.

Personal Trainer Insurance Coverage Options

There are two major components of personal trainer insurance, both of which are needed for truly comprehensive coverage.

  • Professional Liability Insurance covers lawsuits ranging from injuries caused by improperly maintained equipment to claims of misconduct. For professional trainers, the most common problems stem from interacting with a customer's belongings, or from saying or writing something that a client finds offensive. Be sure to ask an agent about how much liability insurance you're likely to need, since different trainers often need different amounts, depending on their clientele and style of personal training (training for the elderly or high-intensity training, for instance).
  • Miscellaneous Personal Trainer Insurance helps cover claims for bodily injuries that come from either incorrectly providing or failing to provide a promised service. Claims of this type can reach several hundred thousand dollars or more, so it's important to have enough coverage to pay off your claims if you ever end up needing to use this insurance.

Personal Trainer Insurance Requirements

As a personal trainer, you may be asked to provide evidence of certification in your field before a policy will be offered. Experienced trainers—particularly those who have avoided claims in the past—may be eligible for a discounted rate on their policy.

1. "The Role of a Personal Trainer | Resources." Accessed April 11, 2016. https://www.nfpt.com/the-role-of-a-personal-trainer.

2. "Woman Wins $300k Due to Personal Trainer’s Negligence ..." Accessed April 11, 2016. http://blog.lawyer.com/index.php/2012-04-23-woman-wins-300k-due-to-personal-trainers-negligence/.

Our Location

Theobald Insurance Group

737 W Hubble Dr, STE A
Marshfield, MO 65706
Main office: 417-708-8345
Fax: 417-859-6541

Our Providers

Testimonials

As always, saved me $ is the biggest reason. Secondly, nice to know you will be there for me in case of a claim. Also, you always look for the little extras on a policy that I didn't have before. Thanks Amber!

Nathan F.
Theobald Insurance Group is great!!! We recently changed from Farmers Insurance to Nationwide and saved money. The transition was smooth and painless thanks to Amber's help and expertise. When I call with a issue or change, I get a immediate response from Theobald Insurance Group. Best in Marshfield.

Athena N.
Worked hard to get the best rate. Staff friendly.

Caroline G.
Amber is very knowledgeable. We received our quote and policy quickly. Very pleasant company to work with.

Darin C.
The level of commitment, professionalism, and most importantly friendliness shown to Betsy and I was amazing. We feel like our needs matter to you and that is very rare. Thank you so much for taking care of our insurance needs.

Carl G.
Its like family.

Tony F.
I recently came to Theobald Insurance Group because many of my friends said it was a wonderful place to be! I had only had insurance at the Theobald Group for about four days when an uninsured driver hit my truck. They were helpful and Safeco was wonderful, taking care of me in my time of need. I would highly recommend Theobald Insurance Group to all my friends!”

Sarah V.
We love and trust everyone at Theobald Insurance. We feel they care about what is best for us and go above and beyond to keep us affordably safe.

Jason C.
Amber is always willing to help Us out anytime that We ask.

Donald R.