Give us a call
417.708.8345

Bar Insurance in Marshfield and Strafford, MO

Bars and taverns require unique insurance needs, but fortunately, bar insurance is available to help you comply with local laws regulating insurance needs for such establishments, and to help if you need reimbursement after some unexpected costs.

Bar Insurance Policy Features

Most forms of Bar Insurance are actually a combination of four important policies:

  • Business Owner's PolicyThe Business Owner's Policy (BOP) bundles together several policies, including general liability coverage and property insurance. If rowdy patrons are breaking glasses, or people are suing because they fell after having a little too much to drink, this is the policy that will help.
  • Liquor Liability Insurance—If you sell alcohol to someone who's already intoxicated, you're partly responsible for what they do, and you could be held liable for any damage they cause. That's not our opinion; many states have written this provision into law and require bars and taverns to have liquor liability insurance before opening up for business.
  • Umbrella Coverage—The Business Owner's Policy provides the main coverage for your business, but if excessive damage (or a court-ordered payment for damages, in the case of a lawsuit) is involved, umbrella coverage can reimburse you for claims that would normally be difficult or impossible to pay.
  • Worker's Compensation—Finally, the last major part of bar insurance is worker's compensation; in an industry where busy bartenders and wait staff are moving around at high speeds while dealing with customers, the chance of someone falling and getting hurt is higher than anyone would like. This form of insurance provides funds for medical care and wages if an employee gets hurt.

Insurance requirements for bars and taverns vary widely by state, so be sure to ask our a Theobald Insurance Group representative for a bar insurance policy that matches your specific needs.

Our Location

Theobald Insurance Group

737 W Hubble Dr, STE A
Marshfield, MO 65706
Main office: 417-708-8345
Fax: 417-859-6541

Our Providers

Testimonials

As always, saved me $ is the biggest reason. Secondly, nice to know you will be there for me in case of a claim. Also, you always look for the little extras on a policy that I didn't have before. Thanks Amber!

Nathan F.
Theobald Insurance Group is great!!! We recently changed from Farmers Insurance to Nationwide and saved money. The transition was smooth and painless thanks to Amber's help and expertise. When I call with a issue or change, I get a immediate response from Theobald Insurance Group. Best in Marshfield.

Athena N.
Worked hard to get the best rate. Staff friendly.

Caroline G.
Amber is very knowledgeable. We received our quote and policy quickly. Very pleasant company to work with.

Darin C.
The level of commitment, professionalism, and most importantly friendliness shown to Betsy and I was amazing. We feel like our needs matter to you and that is very rare. Thank you so much for taking care of our insurance needs.

Carl G.
Its like family.

Tony F.
I recently came to Theobald Insurance Group because many of my friends said it was a wonderful place to be! I had only had insurance at the Theobald Group for about four days when an uninsured driver hit my truck. They were helpful and Safeco was wonderful, taking care of me in my time of need. I would highly recommend Theobald Insurance Group to all my friends!”

Sarah V.
We love and trust everyone at Theobald Insurance. We feel they care about what is best for us and go above and beyond to keep us affordably safe.

Jason C.
Amber is always willing to help Us out anytime that We ask.

Donald R.